"Pretty much everything here is attached to the tree," Kit says. "That doesn't mean it's all one thing." Whether or not Gil mentions it, Kit doesn't miss the implication, and can guess that he's very rich where he comes from.
"Well, if you already have a vault, why do you need somewhere else to store stuff?" Ah-ha, she's got you there!
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"Well, if you already have a vault, why do you need somewhere else to store stuff?" Ah-ha, she's got you there!